Personal Risk Insurance

Insurance made simple and tailored to you. Understand what cover you actually need - and avoid paying for what you don't.

man carrying to girls on field of red petaled flower
man carrying to girls on field of red petaled flower
Trauma/Critical Illness Cover

Lump-sum payment if you're diagnosed with a serious illness such as cancer, heart attack, or stroke.

Income Protection / Mortgage & Rent Cover

Keeps your income our housing payments going if you can't work due to sickness or injury

Life Insurance

Financial support for your family if you pass away

Health Insurance

Covers specialist care, scans, and surgeries — avoiding long wait times in public healthcare.

Total Permanent Disablement

Provides a lump sum if you become permanently unable to work.

FAQs

What insurance do I need?

We focus on life, health, and disability insurance tailored to your needs.

How do I choose a provider?

I work with several trusted providers to find the best fit for your situation.

Can I combine insurance with KiwiSaver?

Yes, I offer advice on both personal risk insurance and KiwiSaver options to help you plan comprehensively.

How long does advice take?

Typically, initial advice sessions last about 45 minutes to 1 hour.

Is advice confidential?

Absolutely, your information is handled with strict confidentiality and care.

What if my needs change later?

You can update your insurance or KiwiSaver advice anytime as your life circumstances evolve.